Our staff

Law office group photo

L to R: Jennifer Kiss, Becky Ripley, Michael Ripley, Nelia Castro, Catherine Alipio


Nelia Castro, Loss Mitigation Manager

NeliaNelia is the heart and soul of our Loan Modification department. She brings to our office over 30 years of Banking experience. Nelia has worked in Loan Servicing management in banks such as Chase, Bank of America, Wells Fargo, GE Capital, American Home Mortgage Services, Aurora Loan Servicing and GMAC, to name a few. She has experience in Customer Service, Collections, Bankruptcy, Foreclosures, REO and Mortgage Insurance claims. Nelia's inside, working knowledge of the mortgage industry and loan servicing helps her to "get the job done" for her clients.

Catherine Alipio, Loss Mitigation Specialist/Legal Secretary

CatherineCatherine joined the law office in September, 2011, after having worked at various offices as a Receptionist, Office Clerk and Administrative Assistant.  She is Michael Ripley's legal secretary and also handles her own loss mitigation files.  She has become a truly versatile and valued employee.

Jennifer Kiss, Loss Mitigation Specialist

Jennifer KissJennifer joined the law office in May, 2015.

The Law Office of Michael E. Ripley focuses on loan modifications and serves clients throughout Southern California, including the East County and North County areas in San Diego, California, which includes: the cities of San Diego, Del Mar, La Jolla, Carmel Valley, Chula Vista, El Cajon, Carlsbad, Oceanside and San Diego County.