Michael E. Ripley

Michael E. Ripley

Sole Practitioner
San Diego, California

Michael E. Ripley is a 1979 graduate of UCLA School of Law. Before that he attended the University of California at Irvine, obtaining Bachelor's degrees in both Criminal Justice and in Psychology. He is "AV" rated by Martindale-Hubbell (a nationwide attorney rating service), its highest rating.

Mr. Ripley has practiced law in Southern California for over 32 years. He spent the first 12 years working for law firms in San Diego and Orange County, focusing his practice on Civil, Real Estate and Business Litigation, Personal Injury, and Products Liability.

For the most recent 20 years, Mr. Ripley has managed and operated his own law office, with his law practice focused on Loan Modification/Foreclosure Avoidance, and Litigation, including Business, Civil, Real Estate, and Personal Injury.

Areas of Practice

  • Foreclosure and Alternatives
  • Loan Modification
  • Personal Injury -- Plaintiff
  • Real Estate & Contract Disputes
  • Bicycle Accidents

Litigation Percentage

  • 60% of Practice Devoted to Litigation

Bar Admissions

  • California, 1979
  • U.S. Federal Courts, 1979
  • U.S. District Court Southern District of California, 1979
  • U.S. District Court Central District of California, 1985
  • U.S. District Court Northern District of California, 2001
  • U.S. Court of Appeals 9th Circuit, 2002


  • University of California at Los Angeles School of Law, Los Angeles, California
    • J.D. - 1979
    • Honors: Moot Court Honors Program
  • University of California, Irvine, California
    • B.A. - 1976
    • Honors: With Honors
    • Major: Psychology
    • Major: Criminal Justice

Published Works

  • Courts Take a Liberal Look at Homeowner's Insurance Coverage, Times Advocate, 1995
  • Homeowner's Coverage Protects You Far From Home, North County Times, 1996

Representative Clients

  • Metropolitan Transit System
  • Wireless Solutions Store, Inc.
  • San Diego Trolley
  • Buxcon Sheet Metal, Inc.
  • Conrad Credit Corporation
  • Republic Underwriters Insurance Company

Professional Associations and Memberships

  • San Diego County Bar Association, 1979 - Present
  • California State Bar, 1979 - Present

Past Employment Positions

  • Ripley and Howard, 1992 - 1994
  • Hughes and Campbell, 1988 - 1992
  • Palmieri, Tyler, Wiener, Wilhelm and Waldron, 1985 - 1988
  • Murtaugh, Hatcher and Miller, 1981 - 1985
  • McCormick and Royce, 1979 - 1981

Pro Bono Activities

  • Arbitrator, San Diego County Bar Association, Attorney-Client Fee Disputes, 1988 - Present
  • Judge Pro Tem, San Diego Superior Court, Small Claims Court Division, 1992 - 1998
  • Coach, Youth Sports
  • Assistant Scout Master, Boy Scouts

The Law Office of Michael E. Ripley focuses on loan modifications and serves clients throughout Southern California, including the East County and North County areas in San Diego, California, which includes: the cities of San Diego, Del Mar, La Jolla, Carmel Valley, Chula Vista, El Cajon, Carlsbad, Oceanside and San Diego County.